individual financial services

Positive cash flow is, by far, the most important measure of financial health. Verde helps you follow proven financial rules that enable you to live life to the fullest today while also saving for your future.

We help you:

  • Develop a budget.
  • Review your savings rate to see if goals are being met.
  • Create a cash reserve strategy and determine how much should be held for emergencies and short-term liquidity.

Life is often unpredictable. Unexpected events can challenge the even most carefully thought-out plan. Therefore, a fully developed financial roadmap has contingencies for unforeseen risks. Whether dealing with a new birth, a death in the family, job loss or a prolonged disability, Verde ensures you take all relevant risks into account.

We help you:

  • Determine your risk tolerance and make sure the amount of volatility in your portfolio matches your profile.
  • Examine the need for life, disability, and long-term care insurance.
  • Gain peace of mind by planning for the unexpected, should it occur.

The backbone of any portfolio is investment planning. Verde’s advisers will work with you to create a detailed investment strategy that aligns with both your financial goals and risk tolerance. The bottom-up investment approach we use is based on cutting-edge research coming out of Harvard and Yale.

We help you:

  • Analyze your assets and liabilities to determine how you can increase your net worth moving forward.
  • Evaluate what investment options are offered through your employer and advise which selections to make.
  • Review your current rate of return & discuss what to expect the next quarter.
  • Develop an education investment plan: estimate costs, how much you need to save, and establish a college savings account.


Any 360-degree financial plan is incomplete without anticipating and reducing the eroding effect taxes can have on a portfolio. Forward-thinking tax planning is a must to avoid simple mistakes and ensure you get to keep more of what you have earned.

We help you:

  • Learn the tax benefits of IRA, Roth and SEP contributions.
  • Manage your investments to reduce your overall tax burden.
  • Stay current on your investment cost basis and advisory fees and how they affect your taxes.


Without the right assistance, it can be difficult to assess whether you are on track for retirement, given the complexities and variations of today’s retirement vehicles. Verde’s advisors help aggregate all of your assets on one platform so you can identify what is working towards your retirement and what can be improved.

We help you:

  • Develop a comprehensive retirement plan including your desired retirement age, anticipated monthly retirement expenses and see if you are on track to achieve your goals.
  • Examine the funds you are withdrawing to ensure the amount will not deplete your accounts prematurely.
  • Calculate your RMD’s, if you are over 70.5 years of age, and offer advice on the best way to take a distribution.

The key to a good estate plan is the efficient transfer of wealth from one generation to the next. Verdeโ€™s advisors provide the expertise and urgency to ensure that essential documents are in place, so you can give your family the gift of financial stability.

We help you:

  • Review the beneficiary designation on all accounts โ€“ whether they are held with Verde or elsewhere โ€“ to confirm they are correct.
  • Examine topics like your Will, Trust, Durable Power of Attorney and Patient Advocate, and take any necessary action on them.