Booked With Marc: Brave New World by Aldous Huxley

Imagine a world where you are genetically pre-engineered, do not have a family, and never face any personal hardships or difficulties in your entire life. This is the exact dystopian society Aldous Huxley created in his classic novel Brave New World. I chose it for this month’s read for three reasons. First, I wanted to branch out of my comfort zone into a fictional novel. Second, it came highly recommended to me as a classic. Finally, the quote featured on the back of the book caught my attention: “I don’t want comfort. I want God. I want poetry, I want real danger, I want freedom, I want goodness.” 

 

Brave New World takes place roughly 500 years into the future where all remnants of current life, such as books, art, and knowledge of history has been destroyed by the ruling elites and forgotten about by the common citizens. The goal of the current elites is to create a stable society where pain and suffering are essentially eradicated, and all conform to what is perceived best for the collective. There is no individual choice, because if left to their own devices, people will make sub-optimal decisions that lead to pain, loss, and disorder. It is not until the introduction of a character from outside the society, who visits and lives within it does anyone begin to question if this is really how everything ought be.

 

A key area of exploration in the novel is true happiness, which is something the citizens in the society lack. Rather, emphasis is placed on doing anything to achieve temporary happiness or to suppress negative emotions. There are no human connections, striving for excellence, or conversations seeking truth. Instant gratification at all times is desired, no matter the action taken to get it. Huxley does an excellent job of illustrating the absurdity of the actions of the characters, while at the same time causing the reader to reflect on areas in their own life that they might be neglecting and choosing the easy way out.             

 

While the novel focuses on personal life satisfaction and desires, connections can be made to people’s financial actions as well. Are we sometimes too quick to seek superficial comfort by frivolous spending and overconsumption? Do we fail to plan for both the present and the future, instead turning a blind eye to our finances and hoping to just wing it? Do we get caught up in what we have always done, even if it continues to be detrimental to our financial and even personal lives?

 

Ultimately, Brave New World challenges us to consider whether a life devoid of struggle is truly a life worth living, urging us to embrace the necessary discomforts that lead to genuine freedom and growth in every aspect of our lives.

Is College Still Worth It? A Practical Guide to Making Smart Education Decisions

The question, “Is college worth the cost?”, has never been more relevant. With tuition rising, student debt ballooning, and the job market evolving rapidly, families and students are left wondering how to make smart choices that set them up for success and not financial stress.

So how do you evaluate the cost of college against the earning potential of your chosen major? Here we’ll explore ways to pay for it and make thoughtful decisions that align with your goals.

The Economics of a Degree: Cost vs. Career Payoff

The cost of a four-year college education has increased more than 160% over the last 30 years*, while wages for young adults have grown only modestly. This has made it essential to match your degree choice with your future earning potential.

Examples:

  • Engineering and Computer Science degrees often pay off quickly. Starting salaries can range from $70,000 to $90,000+, making student loans more manageable.

  • Social Work, Education, and Fine Arts degrees may start at $30,000 to $45,000, which can be rewarding but may require more intentional financial planning.

Use tools like the College Scorecard or PayScale’s Return on Investment calculator to compare schools and majors by real-world outcomes.

Ways to Pay for College Without Drowning in Debt

Paying for college doesn’t have to mean taking on massive loans. Here are several strategies to consider:

1. Apply for Free Money First

  • Grants: Federal Pell Grants, state-based grants, and institutional aid.

  • Scholarships: Apply early and often! Local organizations, businesses, and niche scholarships often go unclaimed.

2. Use Savings Strategically

  • 529 Plans: Tax-advantaged accounts that grow free of federal taxes if used for qualified education expenses.

  • Custodial accounts (UGMA/UTMA): Consider tax implications, especially for large balances.

3. Choose Federal Loans Over Private

  • Federal student loans offer income-driven repayment, deferment options, and loan forgiveness programs. These features are not guaranteed with private lenders.

4. Work-Study & Side Hustles

  • A part-time job can cover textbooks and personal expenses without affecting your studies.

  • Online tutoring, freelancing, or gig work can provide flexibility and experience.

Before you take on debt or commit to a school, ask yourself:

What are your goals?

  • Do you need a four-year degree to reach them? Trade schools, apprenticeships, or community college may get you there faster and more affordably.

What’s the job outlook?

Does school prestige matter?

  • In some fields (e.g., law, finance), school reputation carries weight. In others (e.g., tech, skilled trades), skills and experience matter more than your diploma.

Can you minimize cost by living at home or commuting?

  • Reducing room and board can cut costs by 30-50%, a huge savings over four years.

College can be a valuable investment, but only if it’s approached with eyes wide open. Don’t blindly follow the traditional path. Instead, evaluate the return on your education, explore diverse ways to fund it, and make a decision that’s right for your future.

If you’re a parent, now is the time to sit down with your child and have honest, empowering conversations about college, career paths, and the financial realities behind them. Help them see education as an investment, not just a rite of passage. Encourage them to think critically about what they want from their future—and how to get there without being buried in debt. Your guidance can shape how confidently and wisely they approach these decisions.

Need help making a plan? Whether you’re a student, a parent, or both, navigating college decisions can feel overwhelming, but you don’t have to do it alone. Reach out to us today for help creating a clear, personalized plan that fits your goals and your budget. We’re here to help you make confident, informed choices every step of the way.

 

*Source: https://www.usinflationcalculator.com/inflation/college-tuition-inflation-in-the-united-states/